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GEICO
Updated Jul 26, 2026
GEICO Ohio Total-Loss Payout Lawsuit
An Ohio class action alleges GEICO used an undisclosed condition adjustment to reduce actual cash value payments on totaled vehicles.
Key facts
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Eligibility
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Check the covered dates, products, locations, and other official terms before you file.
Case overview
What this settlement is about
A proposed class action in Ohio takes aim at how GEICO calculates payouts for totaled vehicles. The suit alleges the insurer relied on valuation reports from CCC Intelligent Solutions that applied a blanket 'condition adjustment' deduction, without ever inspecting comparable vehicles to justify it. According to the complaint, this practice pushed actual cash value payments below what policyholders were owed under both their policy terms and Ohio law.
