MoneyLion
Updated Jul 26, 2026
MoneyLion Instacash Fee Arbitration Claims
MoneyLion Instacash users who paid mandatory membership fees may qualify to join arbitration claims over allegedly undisclosed charges.
Key facts
- Claim deadline
- TBD
- Potential payment
- Up to $400
- Proof requirement
- Proof required
- Status
- Open
Eligibility
Who may qualify?
Check the covered dates, products, locations, and other official terms before you file.
- You used MoneyLion’s Instacash to receive one or more paycheck/cash advances and paid recurring monthly membership fees during that time — fees the claim alleges were undisclosed finance charges tied to the advances.
Case overview
What this settlement is about
MoneyLion's Instacash feature lets consumers request short-term cash advances through its app, typically repaying the amount once their paycheck arrives. According to the claim, MoneyLion charged users mandatory monthly membership fees to access these advances but did not clearly disclose those fees as part of the actual cost of borrowing — something federal law requires lenders to spell out before a consumer agrees to credit. Law firm Labaton Keller Sucharow is now investigating potential arbitration claims on behalf of consumers who used MoneyLion Instacash and were charged these recurring membership fees. The case remains in the investigation and intake stage: no arbitration rulings or settlements have been reached, but the firm is accepting new clients. Those who qualify may be contacted for further details and documentation about their MoneyLion Instacash account and membership history, since supporting proof will likely be needed to pursue a claim.



